Available for senior backend & lead roles

Surya Kant Kumar

I build the systems banks run on — high-volume settlement and reconciliation platforms, fault-tolerant microservices, and REST APIs that move millions of financial records without losing a single one.

0
Years building backends
0
Enterprise APIs shipped
0
Banking clients delivered
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Java-first engineering for platforms that cannot fail

Settlement pipeline

File ingestionSFTP · S3 · MinIO
ValidationSchema · checksum
ReconciliationMultithreaded engine
SettlementEvent-driven
Audit & recoveryRetry · audit log
QuarkusPostgreSQLAzure AKS

Java Technical Lead and Senior Backend Engineer with 8+ years of experience designing, developing, and delivering scalable enterprise platforms using Java, Spring Boot, Quarkus, REST APIs, and microservices architecture. Proven expertise in backend system design, production-grade code reviews, performance optimization, and high-volume financial workflows.

Delivered solutions for 5+ banking and enterprise clients, including file settlement, reconciliation, payment gateway, mobile banking, and field service platforms. Experienced in end-to-end delivery, Azure DevOps, CI/CD automation, stakeholder communication, and mentoring engineers while staying hands-on with Java backend implementation.

0Years Experience
0Enterprise APIs
0Banking Clients
0Financial Records

The stack behind the systems

Depth measured from the roles and platforms on this page — backend first, cloud-ready, banking-hardened.

8y

Java

Backend

Core language across every role since 2018 — concurrency, JVM tuning, clean architecture.

8y

Spring Boot

Backend

REST services, Spring Security, JWT, JPA/Hibernate across banking and SaaS platforms.

2y

Quarkus

Backend

Settlement microservices and the cron-driven distributed job scheduler at Standard Chartered.

8y

Microservices

Architecture

Event-driven workflows, fault tolerance, retry and recovery, distributed systems design.

3y

PostgreSQL

Database

Query optimization and transactional integrity for reconciliation and field-service data.

5y

Oracle

Database

Core banking integration, transaction processing and reporting across four bank rollouts.

3y

Azure & AKS

Cloud

Deployment readiness on Azure Kubernetes Service with Azure DevOps pipelines.

3y

Docker & K8s

DevOps

Containerized services, CI/CD automation and release orchestration.

4y

Redis

Database

Session and token lookup backing mobile-banking authentication flows.

2y

MinIO & S3

Storage

Secure object storage for high-volume financial file processing.

2y

Angular & Ionic

Frontend

Supporting web and mobile layers over Java REST services.

8y

Git & DevOps

Tools

Azure DevOps, branching strategy, code review and release planning.

Eight years, three teams, one discipline

Wipro Technologies

Technical Lead

Client · Standard Chartered Bank

Oct 2024 — Present

Leading Java backend development on a high-performance File Settlement & Reconciliation platform. Architecting Quarkus and Spring Boot microservices on Azure with PostgreSQL, S3, and MinIO integration.

  • Architected Java microservices for file ingestion, validation, reconciliation, and settlement workflows.
  • Implemented multithreaded processing for millions of financial records and high-volume files.
  • Designed fault-tolerant recovery, event-driven workflows, and secure storage integration.
  • Led design discussions, performed code reviews, mentored engineers, and drove release planning.
  • Automated CI/CD pipelines with Azure DevOps and supported AKS deployment readiness.
JavaQuarkusSpring BootPostgreSQLAzure

Key Application

Sr. Software Engineer

Product · Service Geeni

Sep 2023 — Sep 2024

Backend-focused development on a Field Service Management platform. Built enterprise REST APIs with Spring Boot, PostgreSQL integration, and supporting Angular/Ionic interfaces.

  • Developed Java REST APIs for customer, job scheduling, invoicing, and reporting modules.
  • Improved backend reliability for field service workflows used by distributed operations teams.
  • Collaborated across backend, web, and mobile layers while keeping Java services as the core delivery area.
JavaSpring BootREST APIsPostgreSQLAngular

CashLink Global System

Product Lead

Clients · IndoChina Bank · BIC Bank · KokKok Pay · Azizi Bank

Apr 2018 — Aug 2023

Led Java backend and product delivery for banking, wallet, and payment gateway platforms across Southeast Asia and the Middle East, including 3 years of onsite deployment support in Vientiane, Laos.

  • Delivered secure backend services for mobile banking, wallet, merchant, and payment workflows.
  • Integrated banking systems, OTP validation, transaction processing, and admin reporting modules.
  • Led product delivery, requirement analysis, UAT support, and release coordination for 4+ banking clients.
JavaSpring BootREST APIsOracleRedis

Platforms in production

Four systems that moved real money, real files, and real field operations.

FS Banking · FinTech

File Settlement & Reconciliation

Challenge
High-volume financial files needed reliable ingestion, validation, settlement and reconciliation with zero record loss.
Responsibility
Architected the Java, Quarkus and Spring Boot microservices; led design reviews and release planning.
Impact
Processes millions of records with automated recovery and sharply reduced manual intervention.
Event-drivenMultithreadedFault-tolerant
JavaQuarkusSpring BootPostgreSQLAzure
MB Digital Banking

Mobile Banking Platform

Challenge
Banks needed secure digital banking, wallet, transfer, bill payment and self-service workflows.
Responsibility
Built Java and Spring Boot services with Oracle integration, JWT auth, OTP validation and REST APIs.
Impact
Shipped to IndoChina Bank, BIC Bank, KokKok Pay and Azizi Bank in production.
Spring SecurityJWTCore banking
JavaSpring BootOracleRedis
PG Payments

Payment Gateway & Admin Portal

Challenge
Banks and merchants required secure processing, onboarding, monitoring and reporting.
Responsibility
Implemented payment workflows, bank integrations, admin modules and transaction reporting APIs.
Impact
Enabled merchant operations and real-time payment visibility for banking clients in Laos.
3rd-party integrationReporting
JavaSpring BootOracleAngular
SG Enterprise SaaS

Field Service Management

Challenge
Field teams needed reliable customer, equipment, scheduling, invoicing and reporting workflows.
Responsibility
Developed Spring Boot REST APIs and PostgreSQL-backed modules with Angular and Ionic clients.
Impact
Let service teams run distributed field operations from centralized backend services.
RESTMulti-channel
JavaSpring BootPostgreSQLIonic

Measured in production

🏆0Years Experience
🏦0Banking Clients
0REST APIs Built
🌏0Regions Delivered
💰0Best Performer Awards
  • Designed and delivered a high-performance File Settlement & Reconciliation platform processing millions of financial records.
  • Awarded twice as best performer at CashLink Global System for pioneering mobile banking and payment gateway delivery in Laos.
  • Delivered Java backend solutions for 5+ banking and enterprise clients across India, Southeast Asia, and the Middle East.
  • Built and maintained 20+ enterprise REST APIs across settlement, banking, payments, service management, and HR workflows.
JavaSpring Boot QuarkusPostgreSQL DockerKubernetes AzureGit AngularIonic RedisJWT OAuthKafka MinIO

Academic background

Master of Computer Applications (MCA)

VelTech University, Chennai

2015

Bachelor of Computer Applications (BCA)

Magadh University, Bodh Gaya

2012

Let's build something that has to work

Open to senior backend and technical lead roles, and to consulting on settlement, payments and distributed systems.

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